Serving New Jersey and New York

Keeping the daily finances running smoothly; saving you money and worry

Customized Services

Each client's financial life is unique which requires flexibility and creativity for effective management. I adapt to my clients' needs and styles so they are comfortable.

Trusted Professional

My analytical background and systems experience enables efficient and thoughtful management; my clients recognize the value of using my services.

What is AADMM?

The American Association of Daily Money Management is the national organization that undergirds the profession of Daily Money Management.

What is a DMM? This article from AARP illustrates our services. Click here.

President / Owner

Victoria Schrager

Serving NJ and NY Clients

Licensed and Insured



How did I get started?

The idea to form Tender and Timely Daily Money Management came about when I helped several family members and friends get their day-to-day financial lives organized. I enjoyed doing it! Knowing  that I was saving them from late fees, interest payments, tax penalties, erroneous medical bills, and general anxiety felt really gratifying.


The company name was chosen to illustrate my approach to the personalized nature of this business, along with the commitment to accuracy and timeliness.


I look forward to sitting with you at your table!

Please go to my testimonials page to see what my clients say about me.